ANNA Money business account 

ANNA Money is the business account created specifically for small businesses and freelancers. Opening an account is easy and quick – it usually takes under 10 minutes. You get all the tools to make the most of your business, including award-winning 24/7 customer service. Even better, you pay nothing while you’re getting started. 

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We’re here to help you

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Sign-up without the stress

Traditional banks use a manual credit checking system to vet future customers. ANNA doesn’t offer credit, which means our process is different by design – it’s simple, and applying won’t affect your credit score. 

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Business banking on the move

ANNA was created for people who know business doesn’t stand still. With the ANNA mobile app and debit card, you’ve got all the features you need to stay on top of your business on the go. You can create and send professional-looking invoices, and ANNA can snap, scan and categorize your receipts so you can easily track your expenses.  

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Everything in one place

Want to keep track of all your personal and business accounts? You can connect them to ANNA and see all your financial transactions in one place – it makes it so easy to track your spending and income.

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Making tax simple

ANNA automatically reconciles your accounts as you go, matching receipts and invoices to all your transactions, from any bank account. That means clean, tidy, up-to-date accounts and no awkward questions from HMRC.

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Access for multiple directors

If your business has more than one director, you can give each director their own ANNA account and debit card, with full (or limited) access to the account. 

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Pay with your iPhone

You can use ANNA Money with Apple Pay. It’s the simple, secure, and private way to pay. There’s no need to even carry your card – your iPhone or Apple Watch is enough. 

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Get paid quicker

ANNA gives you a personal payment link – share it with customers and when they click the link they can quickly and easily pay you from their mobile or laptop.  

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The account that grows with you

Your ANNA Money business account is free while you’re getting started. As your company income increases, you move through the ANNA tiers.

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ANNA gives your business everything it needs to grow 

  • Sign up in under 10 minutes
  • Pay nothing while you’re getting started
  • Manage payments, Direct Debits and tax via the ANNA app
  • Create and send invoices on the go
  • Get paid quicker with your own payment link
  • Photograph receipts for instant expense categorization
  • File your Tax Return from the app
  • Pay with Apple Pay – it’s simple, secure and private
  • 1% cashback on a range of business purchases*
  • Award-winning 24/7 UK-based customer service

Customer reviews

A trusted provider for all businesses

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yellow star rating

Rated 4.7 out of 5

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green star rating

Rated 4.6 out of 5

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yellow star rating

Rated 4.2 out of 5

Need a little help?

Speak to a helpful member of our team on:

020 7129 8651

Be as successful as Joby and start your business now

client business owner with waterfall in background

"We expected everything to be a lot harder than it was actually! We were surprised at how simple and easy it was to formally register our business with The Formations Company"

Joby Wood, CBDgo Ltd

Formation bundles to suit all businesses

E-Formation

£9.99

INCL. VAT | ONE OFF

Essentials

£19.99

+VAT | ONE OFF

Entrepreneur

£59.99

+VAT | ONE OFF

Super

£99.99

+VAT | ONE OFF

Pro

Was £149.99

Now £114.99

+VAT | PER YEAR

Ltd Company docs

Digital docs

Learn more


Must haves

£50 cashback Avail.

Business bank account

Bookkeeping software

View all (5 items)



















See all add-ons

Ltd Company docs

Printed docs

Learn more


Must haves

£50 cashback Avail.

Business bank account

Bookkeeping software

View all (5 items)



















See all add-ons

Ltd Company docs

Printed & bound docs

Learn more


Must haves

£50 cashback Avail.

Business bank account

Bookkeeping software

View all (5 items)


Registered agent

3/MOS. free

Registered office address

Service address

View all (3 items)














See all add-ons

Ltd Company docs

Printed & bound docs

Learn more


Must haves

£50 cashback Avail.

Business bank account

Bookkeeping software

View all (5 items)


Registered agent

12/MOS. free

Registered office address

Service address

View all (3 items)


Company admin

1st Confirmation statement

Read more











See all add-ons

Ltd Company docs

Printed & bound docs

Learn more


Must haves

£50 cashback Avail.

Business bank account

Bookkeeping software

View all (6 items)


Registered agent

+ Digital scan & send

Registered office address

Service address

View all (4 items)


Company admin

Confirmation statements

Dissolution service

View all (4 items)


Legal and cashflow
management

Co. Legal health-check

Contract & docs creator

View all (6 items)




See all add-ons

Upgrade for support and peace of mind

Get up and running with everything you need to start and run your business. Subscribe and let us take care of your on-going filing requirements.

Starter

£29.99

+VAT

PER YEAR

RRP £220, SAVE 86%

Limited company

TFC support agent

TFC hub access

Business phone number

Business bank account

Tax and accounting

Digital docs

Confirmation statement

Dissolution Service

Company Filling Edits

Dormant Returns

Continue with one-time purchase

Upgrade for support and peace of mind

Get up and running with everything you need to start and run your business. Subscribe and let us take care of your on-going filing requirements.

Starter

£29.99

+VAT

PER YEAR

RRP £220, SAVE 86%

Limited company

TFC support agent

TFC hub access

Business phone number

Business bank account

Tax and accounting

Digital docs

Confirmation statement

Dissolution Service

Company Filling Edits

Dormant Returns

Continue with one-time purchase

One off payment

A one time payment that's required in full at time of purchase.

Per year payment

A recuring yearly payment that includes access all the services contained in the Pro bundle. Payment will automtically be taken on the day of initial purchase every year.

Limited Company documents

Certificate of Incorporation:

The certificate provides confirmation that your company has been incorporated under the Companies Act 2006.

Memorandum and Articles of Association:

The Memorandum of Association is a written legal agreement signed by all initial shareholders of a company, agreeing to form the company. Articles of Association are the written rules which define how the company will be run. These rules are agreed on and signed by the company director, shareholders and secretary.

Share certificates:

If a company is limited by shares, a Shareholder Certificate is sent out at the time of incorporation or just after incorporation. The certificate includes information such as the company’s registered address, plus the names and addresses of the shareholders.

Company must haves

Business Bank Account:

It’s a legal requirement to have a business bank account as a limited company. We’ve handpicked a range of different types of business bank accounts to suit all types of business. You can even get £50 cashback when you open a Barclays business bank account!

Bookkeeping software:

Bookkeeping software is essential for a new limited company as it's a legal requirement to keep financial records of the company. It can also save you a lot of time and money, even if you’re not ready to trade yet!

Business phone number:

Every business needs a new phone number and bOnline is here to make it clear and simple. You’ll get a new phone number with unlimited calls free for 90-days and only £9 per month, thereafter, so you can keep your business and personal numbers separate.

Hub business manager:

You can manage your business from your Hub business manager. Access invoices, company details and any additional services you might need, including bank accounts, insurance, websites and much more!

Lifetime customer support:

When you form your limited company with us, you'll get lifetime support from your very own TFC Support Agent, who will be on hand to help and support your limited company.

First board meeting minutes:

Even if you’re both a shareholder and director of your company, you’ll still need to hold an initial board meeting. It’s a legal requirement that if requested, you can provide the first board meeting minutes, as it is proof that a company director was formally appointed. At The Formations Company, we’ll provide you with a template to easily fill out your minutes.

Company must haves

Business Bank Account:

It’s a legal requirement to have a business bank account as a limited company. We’ve handpicked a range of different types of business bank accounts to suit all types of business. You can even get £50 cashback when you open a Barclays business bank account!

Bookkeeping software:

Bookkeeping software is essential for a new limited company as it's a legal requirement to keep financial records of the company. It can also save you a lot of time and money, even if you’re not ready to trade yet!

Business phone number:

Every business needs a new phone number and bOnline is here to make it clear and simple. You’ll get a new phone number with unlimited calls free for 90-days and only £9 per month, thereafter, so you can keep your business and personal numbers separate.

Hub business manager:

You can manage your business from your Hub business manager. Access invoices, company details and any additional services you might need, including bank accounts, insurance, websites and much more!

Lifetime customer support:

When you form your limited company with us, you'll get lifetime support from your very own TFC Support Agent, who will be on hand to help and support your limited company.

Registered agent

Included with this bundle

A 3 in 1 service that protects your privacy, all other directors privacy and includes our mail forwarding service.

Registered office address:

On the public register, use our address as the business’s registered office address

Service address:

On the public register, use our address as all the directors service address

Mail forwarding:

Quick and efficient mail forwarding and junk mail filtering. No additional handling or postage fees.

Registered agent

Free for 3 months with this bundle

A 3 in 1 service that protects your privacy, all other directors privacy and includes our mail forwarding service.

Registered office address:

On the public register, use our address as the business’s registered office address

Service address:

On the public register, use our address as all the directors service address

Mail forwarding:

Quick and efficient mail forwarding and junk mail filtering. No additional handling or postage fees.

Registered agent

Free for 12 months with this bundle

A 3 in 1 service that protects your privacy, all other directors privacy and includes our mail forwarding service.

Registered office address:

On the public register, use our address as the business’s registered office address

Service address:

On the public register, use our address as all the directors service address

Mail forwarding:

Quick and efficient mail forwarding and junk mail filtering. No additional handling or postage fees.

Registered agent

A 3 in 1 service that protects your privacy, all other directors privacy and includes our mail forwarding service.

Registered office address:

On the public register, use our address as the business’s registered office address

Service address:

On the public register, use our address as all the directors service address

Mail forwarding:

Quick and efficient mail forwarding and junk mail filtering. No additional handling or postage fees.

Digital scan and send

We'll digitally scan all your mail, then email you a copy, making sure you get it ASAP.

Company admin

Our experts will take care of all the complicated companies house fillings you might need:

Confirmation Statement:

A confirmation statement is a snapshot of all the information about the company directors to make sure that Companies House's records are up to date. It's a legal requirement for limited companies to file a confirmation statement at least once every 12 months.

Dissolution service:

If you decide to close your limited company, you'll have to let Companies House know. There are several different ways of doing this depending on the circumstances of why you're closing your limited company.

Our experts will take care and take the necessary course of action with Companies House, should you need it.

Dormant returns

If you’re company has no ‘significant’ transactions in the financial year, it’s classed as dormant. In this case, we’ll file a Company Tax Return to show HMRC that your company is dormant so you don’t have to.

Company filling edits

At some point in your business's lifetime you'll need to make changes, be it changing a directors details, removing/adding a shareholder, a change of address or even changing the company name.

Company admin

Our experts will take care of all the complicated companies house fillings you might need:

Confirmation Statement:

A confirmation statement is a snapshot of all the information about the company directors to make sure that Companies House's records are up to date. It's a legal requirement for limited companies to file a confirmation statement at least once every 12 months.

All bundle add-ons

Crunch - Limited Company Pro

Crunch combine market-leading online accounting software with a team of expert accountants and client managers to create the UK’s greatest self-employed accounting solution.

PAYE Registration

Many business owners decide to pay themselves a wage below the tax threshold via PAYE. Make sure you are registered correctly by letting us handle this for you.

VAT, PAYE & MTD Registration

We'll take care of registering your business for VAT, PAYE and MTD. leave the complicated admin work to us and focus on your getting your limited company up and running.

VAT Registration

Crunch combine market-leading online accounting software with a team of expert accountants and client managers to create the UK’s greatest self-employed accounting solution.

Check & Send Service

Before your application is submitted to Companies House, be sure it is 100% complete and correct. One in ten applications are rejected the first time around, resulting in longer wait times.

International ID Check

If your residential address is not in the UK, we will need to run an international ID check to verify your details.

Fraud Protection Service

Protect your company from fraud by preventing changes being submitted via paper forms and secure your account with added notifications if anything changes.

PSC Online Register

By law all UK Ltd companies must have a 'Persons of significant control' register. Our online register is a simple and cost effective way to safeguard you and your business.

PSC Online & Printed Register and Minutes

By law all UK Ltd companies must have a 'Persons of significant control' register. Not only will you get an online register, but you£ll also get a printed version of it and minutes.

All bundle add-ons

Crunch - Limited Company Pro

Crunch combine market-leading online accounting software with a team of expert accountants and client managers to create the UK’s greatest self-employed accounting solution.

Registered Agent Monthly and Yearly

3 in 1 service that protects all directors, shareholders, PSC's and your personal address details. All your mail will be sent our London office address where we will filter out the junk and swiftly forward all important correspondence.

PAYE Registration

Many business owners decide to pay themselves a wage below the tax threshold via PAYE. Make sure you are registered correctly by letting us handle this for you.

VAT, PAYE & MTD Registration

We'll take care of registering your business for VAT, PAYE and MTD. leave the complicated admin work to us and focus on your getting your limited company up and running.

VAT Registration

Crunch combine market-leading online accounting software with a team of expert accountants and client managers to create the UK’s greatest self-employed accounting solution.

Check & Send Service

Before your application is submitted to Companies House, be sure it is 100% complete and correct. One in ten applications are rejected the first time around, resulting in longer wait times.

International ID Check

If your residential address is not in the UK, we will need to run an international ID check to verify your details.

Fraud Protection Service

Protect your company from fraud by preventing changes being submitted via paper forms and secure your account with added notifications if anything changes.

PSC Online Register

By law all UK Ltd companies must have a 'Persons of significant control' register. Our online register is a simple and cost effective way to safeguard you and your business.

PSC Online & Printed Register and Minutes

By law all UK Ltd companies must have a 'Persons of significant control' register. Not only will you get an online register, but you£ll also get a printed version of it and minutes.

Not sure which bundle is right for you?

Knowledge hub

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The Formations Company and Companies House

Learn more

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What is a Private Limited Company?

Learn more

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How long does it take to register a new company?

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When should I change from sole trader to limited company?

Learn more

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Limited Company Vs Sole Trader: Advantages and Disadvantages

Learn more

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Setting up a limited company for contracting

Learn more